Any contractual loan drawdowns from committed facilities(51) and estimated drawdowns from revocable facilities within the 30-day period should be fully reflected as outflows.

(a) Committed credit and liquidity facilities to retail and small business customers: Banks should assume a 5% drawdown of the undrawn portion of these facilities.

(b) Committed credit facilities to non-financial corporates, sovereigns and central banks, PSEs and multilateral development banks: Banks should assume a 10% drawdown of the undrawn portion of these credit facilities.

(c) Committed liquidity facilities to non-financial corporates, sovereigns and central banks, PSEs, and multilateral development banks: Banks should assume a 30% drawdown of the undrawn portion of these liquidity facilities.

(d) Committed credit and liquidity facilities extended to banks subject to prudential supervision: Banks should assume a 40% drawdown of the undrawn portion of these facilities.

(e) Committed credit facilities to other financial institutions including securities firms, insurance companies, fiduciaries,(52) and beneficiaries(53) Banks should assume a 40% drawdown of the undrawn portion of these credit facilities.

(f) Committed liquidity facilities to other financial institutions including securities firms, insurance companies, fiduciaries, and beneficiaries: Banks should assume a 100% drawdown of the undrawn portion of these liquidity facilities.

(g) Committed credit and liquidity facilities to other legal entities (including SPEs (as defined on paragraph 125), conduits and special purpose vehicles,(54) and other entities not included in the prior categories): Banks should assume a 100% drawdown of the undrawn portion of these facilities.

High

(51) Committed facilities refer to those which are irrevocable.

(52) Refer to footnote 43 for definition.

(53) Refer to footnote 44 for definition.

(54) The potential liquidity risks associated with the bank's own structured financing facilities should be treated according to paragraphs 124 and 125 of this document (100% of maturing amount and 100% of returnable assets are included as outflows).