1. Any changes in the framework contract or in
the information and conditions specified in Article 52 shall be proposed
by the payment service provider in the same way as provided for in
Article 51(1) and no later than 2 months before their proposed date of
application. The payment service user can either accept or reject the
changes before the date of their proposed date of entry into force.
Where applicable in accordance with point (6)(a) of
Article 52, the payment service provider shall inform the payment
service user that it is to be deemed to have accepted those changes if
it does not notify the payment service provider before the proposed date
of their entry into force that they are not accepted. The payment
service provider shall also inform the payment service user that, in the
event that the payment service user rejects those changes, the payment
service user has the right to terminate the framework contract free of
charge and with effect at any time until the date when the changes would
have applied.
2. Changes in the interest or exchange rates may
be applied immediately and without notice, provided that such a right is
agreed upon in the framework contract and that the changes in the
interest or exchange rates are based on the reference interest or
exchange rates agreed on in accordance with point (3)(b) and (c) of
Article 52. The payment service user shall be informed of any change in
the interest rate at the earliest opportunity in the same way as
provided for in Article 51(1), unless the parties have agreed on a
specific frequency or manner in which the information is to be provided
or made available. However, changes in interest or exchange rates which
are more favourable to the payment service users, may be applied without
notice.
3. Changes in the interest or exchange rate used
in payment transactions shall be implemented and calculated in a neutral
manner that does not discriminate against payment service users.
