Where a consumer places cash on a payment account
with that payment service provider in the currency of that payment
account, the payment service provider shall ensure that the amount is
made available and value dated immediately after receipt of the funds.
Where the payment service user is not a consumer, the amount shall be
made available and value dated at the latest on the following business
day after receipt of the funds.
TITLE IV, CHAPTER 3, Section 2, Article 85